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simbly.ai

Business plans with the financials included

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What simbly.ai is

A business planning tool that includes the numbers. Rather than producing narrative and leaving the financials to a spreadsheet, it generates the plan and the financial planning together, aimed at material a bank will accept.

It suits people preparing to borrow or raise rather than thinking out loud.

What you can do with it

  • Generate a business plan
  • Produce financial projections in the tool
  • Structure material the way lenders expect
  • Revise the plan as assumptions change
  • Start with a free plan
  • Prepare documents for a financing conversation

Who it is for

  • Founders applying for finance
  • Small business owners
  • Entrepreneurs preparing a bank submission
  • Advisors drafting plans for clients

What to watch out for

  • Financial projections remain your responsibility, and a lender will test them
  • Claims about meeting banking requirements should be checked against what your bank actually wants
  • Business conclusions, customer data and external material need manual review
  • Confirm export formats if the plan needs editing elsewhere

Pros & cons

✓ What we like

  • Plan and financials together
  • Aimed at financing use cases
  • No spreadsheet work required
  • Free entry point for drafting

! What to watch out for

  • Projections still need your own scrutiny
  • Bank requirements vary and should be confirmed

FAQ

Does it handle financials?

Yes. Financial planning is included rather than left to a spreadsheet.

Will a bank accept the output?

It is aimed at that, but confirm your lender's actual requirements and check every figure.

Is there a free version?

Free business plan drafting is offered as an entry point.

Last reviewed: 2026-09-15

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